The LDI Code of Ethics requires all LDI members to carry suitable insurance for all professional work undertaken.
To make it simpler to get affordable coverage that meets your needs, Midland Insurance Brokers has developed Professional Indemnity and Public Liability Insurance plans for landscape designers – at very competitive premiums.
These policies will protect you if a client makes a claim because you've made an error in advice, design or business operation.
It's not worth taking the risk with your business!
As a landscape designer, you need both of these types of insurance to reduce your risk and to ensure peace of mind:
Professional Indemnity insurance
covers your legal costs if something goes wrong with a landscaping project - such as negligence leading to loss of plants, or failing to pass on instructions that lead to a mistake during construction.
Public Liability insurance
covers claims for personal injury & property damage.
What insurance do you need for your business?
LDI's sponsor, Midland Insurance, has provided answers to the key questions regarding:
Additional insurance eg. Domestic Building Insurance & Contract works
What public liability covers
Are tools & equipment covered?
Will legal expenses be covered if you make a claim?
Are subcontractors covered in your policy?
Should you advise your broker of changes in your business?
Midland Insurance Brokers have specifically designed a suite of products tailored for the landscaping industry. This insurance cover includes, but is not limited to, Public Liability, Professional Indemnity, Motor, Equipment, Builders Warranty, Construction and Management Liability.
Over the years they have developed a range of policies catering perfectly for the needs of members. They know our business - let Midland design your insurance program!